Real Estate
Investors: "Are
you struggling
to pull together last minute garbage
financing that will (at the very
least) MURDER your
profits?"
Youre About to Learn Secrets
That Most Real Estate Investors Will Never Know About How
to Finance Any
Deal In Any Market. Even THIS
One.
Click the Play Button to Hear an IMPORTANT
Audio Message!
Some Amazing New Facts About Investor
Mortgages... And why you shouldn't even
think about applying for one before
reading every word of this letter!
1 Fannie
and
Freddie have capped the maximum number of
financed properties you are allowed to
have at 4. And that INCLUDES your primary
residence.
2 Stated income
loans are GONE. Even if you're
self-employed.
3 You now
have to wait a MINIMUM of six months to pull
cash out of a property you own - even if you
PAID CASH for it!
4 You
can no longer refinance a property if it's been
titled in an LLC - Even for asset protection
purposes!
|
From: Susan
Lassiter-Lyons
Dear Fellow Real
Estate Investor,
If you can spare 2
hours, 18 minutes and 20 seconds, I'll show you how to
quickly and easily finance any investment
property in any market. Even the one we are
in TODAY.
Because that's how
long my special Mortgage Secrets for Real Estate
Investors audio package is. And when you listen to
it, you'll be BLOWN AWAY by how
easily you can finance your
investments.
In a few seconds
we're going to talk about the secrets to financing
your investment properties, but first I want to talk
about something that isn't a secret: the mortgage market is crazy right
now. Banks are failing left and right
and now even Fannie Mae and Freddie Mac have been taken
over by the federal government. And who knows how the
bail out will affect us.
The bad news is
that investor loans are tougher to
get.
The good news is
that you can STILL get
them!
You just have to
know a little more than the average guy. And now
that you're here, that will be easy to
do.
There are
thousands (maybe even millions) of real estate investors
that dont know the first thing about financing.
And that's Ok, because in the past it was easy and you
could usually rely on your broker. Those days are
gone.
Today, if you
don't understand the secrets of investor mortgages you
will either get royally ripped off or you will be strung
along until the 11th hour only to lose the deal (and
your earnest money) because the financing fell
through.
| I am up so late because I couldn't
put your Mortgage Secrets for Real Estate
Investors package down. It's a wealth of
information for me... |
Jettie A. Mueller
Louisville, KY |
My name is Susan
Lassiter-Lyons and Im a real estate investor and an
"accidental mortgage broker." (more on that
later.)
In my audio
package, Mortgage Secrets
for Real Estate Investors: How to Beat the Lenders at
Their Own Game and Increase Your Profit on Every Real
Estate Investment, I reveal literally 44 ways, secrets
if you will, to get any deal done, in any
market.
Do Any of These Statements Sound
Like YOU?

I want to buy my first investment property but I
don't even know where to
start.
I have a couple of properties already and want to
buy more but... I heard that I can only have 4
now.
I need to do a double-close but the lender says
no
way!
I want to buy (or refinance) a property in my
company name but... my company isn't 2 years
old.
I want to buy a house that needs work but... I
dont have any money for
repairs.
I want to get cash out of my property but I've
only owned it for a few
months.
I need a non-recourse loan to buy a property in my
IRA but my broker doesnt even know what that
means.
ENOUGH With the BUTS
Already!
I cover
eliminate
all of these problems (and
many, many more) in my Mortgage Secrets audio
package. The audios
from this package alone contain more than two
hours of FACTS about
investor mortgages and real-life case studies of
investors just like you who had crazy deals that they
were trying to finance. And we CLOSED EVERY
SINGLE ONE.
Let me ask
you this. Do you really want to succeed
in this
business?
If you truly do,
then you MUST understand real estate
finance.
Financing is
everything. It effects the exact number of dollars that
you deposit in your bank account. It sometimes is the
ONLY factor in determining whether you drive to the bank
with a HUGE grin on your face or have to cower in your
house when the bill collectors
call.
And lets face
it, wouldn't you rather focus on more fun
stuff? I know this stuff can be a little boring but
you spend a few hours listening to my Mortgage
Secrets audio package, let me keep you up to date with
all the latest secrets (free updates for life) and
you're off to the races. One step closer to firing your
boss and joining the ranks of financially
free.
What Other
Investors Are Saying
| I love your course! Since becoming
a real estate investor this is the most useful
information I have found yet. You didn't leave
anything out. Thanks! |
Paul Tucker
Atlanta, GA |
| I am amazed by how much you are
sharing about how the industry works. Thanks
for taking the time to write Mortgage Secrets
for Real Estate Investors! |
Wilfredo Cocco
Ft. Lauderdale, FL |
| Great course! It certainly gave me
a better understanding of how the industry
works! |
| Don Saul |
| I have read and reread your book -
it is very informative. I wish I had it
sooner! |
| Anita Esbensen |
| I saw the ad for your course and
debated for a while whether it was worth
purchasing because I thought perhaps, it would
only give information that I already knew;
however, it turns out that you are definitely
providing information that I did not have all
of the details on, and I'm very pleased that I
finally made the decision to purchase, and,
more importantly, the information that you are
sharing is more than worth the cost of the
product. So, kudos to you for providing more
practical education for the investor
community. |
Karen Goodwin
Baltimore, MD |
| ALL HAIL, ALL HAIL, to Susan. I
bow to you princess. The first paragraph of
information you've shared is worth more than
the price of your course. I don't think I could
ever repay you for your kindness in educating
me as you have with "Mortgage Secrets" and I'm
only half way finished! |
| Hassan Muhammad |
Here Are Three Good Reasons to Believe Me When I Tell You That
You Can Easily Finance All of Your Investments in Any
Market
ONE: 618 other real
estate investors have purchased the Mortgage Secrets audio package
and are using the same secrets you'll be
using.
TWO:
In the last 60 days alone, more than 6,147 real estate
investors around the world
have signed up to receive my exclusive real estate investing
newsletter.
THREE: I'm the only person in
the real estate investment training industry that'll let you
keep the entire training system FREE if it doesn't dramatically
improve your investment business.
(Nobody
else is willing to put their "money where their mouth is" like
this...)
Here Are the
Secrets
This is the
*actual* list of audio secrets from the
Mortgage Secrets for
Real Estate Investors audio
package
Secret
#1: The Problem with Those Investment
Gurus
Gurus can get you
into trouble. I go to the same seminars that you go to
and I HATE it when they tell you "if the deal is good
enough, the
financing will apear." Bull!
Secret #2:
Industry Secrets
Almost all mortgages made by any lender in
the US are sold off into the secondary market to Wall Street
investors and Fannie and Freddie. They make all the
rules.
Secret
#3: The Secret
Agencies
Find out more about Fannie and Freddie and
the "agencies" that make all the
rules.
Secret
#4: Mortgage Rate Secrets - why do they go up and
down?
Learn what economic indicators cause
interest rates tomove so you can time the market like a
pro.
Secret
#5: Your Secrets - What You Do May Cost
You
Real
Estate
Investor =
Drug
Dealer. That's what
underwriters think - find out why.
Secret #6:
Your Secret Ratio
This ratio is a
green light/red light for undersriters. Find out what
your ratio is.
Secret #7:
Special Secrets for the Self Employed
Investor
If you're self-employed, lenders are
especially cautious. Find out what they look for and how to
outsmart them.
Secret #8:
Credit Score Secrets
Find out
what score
you need, how can you raise
it and WHY the
lender's score is always lower than the score you monitor
online.
Secret #9:
Loan to Value Secrets
How to calculate
LTV and how mortgage insurance works.
Secret #10:
Property Type Secrets
It may surprise
you to learn that there are more than 50 property types.
Find out which ones lenders love... and which ones they
hate!
Secret
#11: Condo Secrets
Condos are different! Find out why and how
the HOA can determine whether or not you can get a
loan!
Secret #12:
Rural Property Secrets
Properties in the
boonies are harder to finance. Find out the rules
for rural properties.
Secret
#13: Mobile Home
Secrets
If you can drive it
away, they don't like it. Learn how a secret "tag"
located on the mobile home will determine whether
you can get
financing or not!
Secret #14:
Loan Application Secrets
One phrase in
one section of a loan application can
mean automatic
DENIAL for you. Find out what it is.
Secret #15:
Pre-Approval Secrets
Learn
the difference between a pre-approval and a
pre-qualification.
Secret #16:
Reserve Secrets
Find out to the
penny what you need in the bank to qualify for any
loan.
Secret #17:
Loan Product Secrets
The secret to
great financing is all in the loan product you
choose. Find out which is best for
you.
Secret #18:
The Secret of Determining Your Interest
Rate
Margins, rate
caps, indices... This is how you figure exactly
what your rate
will be. No more guessing!
Secret #19:
Amortization Secrets
What is it and
what the differences are between 30 year, 15 year and
balloon mortgages.
Secret #20:
Secret Loan Features for
Investors
Learn about three
loan features that can increase your cash flow and save
you $1,000's at closing.
Secret #21:
Hard Money Loan Secrets
What is hard money
and where can I get those great rehab
loans?
Secret
#22: Rate Secrets
Learn about the 3
mortgage "channels" - wholesale, correspondent and retail
- and who really has the best
rates.
Secret #23:
The Biggest Secret of All - Yield Spread
Premium
YSP
is the biggest secret in mortgage
finance. This is where you find out WHO has been
ripping you off all these years and how to END
it.
Secret
#24: Seller Concession
Secrets
Learn how you can get
the seller to legally pay your closing costs OR get you a
lower rate.
Secret
#25: Interest Rate Buy Down
Secrets
The secret way to pay a
lower rate for the first 2-3 years of your
mortgage!
Secret #26:
Rate Lock Secrets
All
rates have to be "locked in." Find out the best time to
lock and how closing a week earlier can save
you $1,000's over the life of your
loan.
Secret
#27: Secrets of the Good Faith
Estimate
You've all seen a GFE.
I explain it in detail and show you what to watch out
for.
Secret
#28: Appraisal Secrets - It's All in the
Approach
The 3 different
appraisal approaches and how to get your own (accurate)
comps.
Secret #29:
Secrets of As-Is vs.
Subject-To
Learn the
difference between the as is value and the
ARV.
Secret #30: No
Appraisal Loan Secrets
There are some
loans out there that do *not* require an
appraisal. Find out where they
are!
Secret
#31: Deferred Maintenance - This SHOULD be a
Secret!
What is deferred
maintenance and how it can kill your deal
fast!
Secret
#32: Loan Processing
Secrets
Ever wonder what a loan
processor does? AND why you have to pay for it? It's
revealed here.
Secret #33:
Loan Underwriting Secrets
Ahhh, the Great
and Powerful Oz. I take you behind the curtain and let
you know EXACTLY what happens when the underwriter
approves (or declines) your loan.
Secret
#34: Title Insurance
Secrets
Find out what it is,
what's required AND how you can save 90% on a policy if
you're flipping a property.
Secret #35:
Cash Back At Closing
Secrets
Yes, it does
happen but only in certain situations. I share THREE ways
you can get cash back at closing.
Secret #36:
Double Close Secrets
Find out what it
is, why lenders hate them AND how to find a title
company to do one.
Secret #37:
Cross Collateralization
Secrets
Discover a secret
technique that can get you 100% financing AND get
questionable deals done fast.
Secret #38:
Secret to Financing
Foreclosures
Just because you
got a great deal on a foreclosed property doesn't mean
the lender will finance it. Find out
why!
Secret #39:
The Secret to Buying in the Name of Your
LLC
Buying properties
in the name of your LLC means they DO NOT report to your
personal credit report. Learn how to do
this!
Secret #40:
Non Recourse Loan Secrets
Non-recourse means
they can't come after you if the bank
forecloses. I show you how to
get non-recourse financing.
Secret
#41: 100% Loan
Secrets
They can still be done
- you just have to know the secret.
Secret
#42: The MLS Listed Refinance
Secret
Trying to refinance a
house that's listed for sale on the MLS? You are in for a
shockingly rude awakening.
Secret #43:
The Vacant Property Refinance
Secret
is that rental
vacant? Find out why lenders hate that and what you can
do about it.
Secret
#44: Hazard Insurance
Secrets
Learn how to save
$1,000's here, too!
SEVEN ACTUAL Case
Studies
The Greedy Fraudster, The Zoning Issue,
The Foreclosure Bailout, Refinancing the Unseasoned,
Recently Listed Property, Condo Litigation, Deferred
Maintenance and The Refinance Addict. Hear how they ALL went
down AND learn lessons you will PROFIT from.
PLUS THESE
BONUS SECRETS:
Bonus Secret #1:
Fannie and Freddie's Four New Rules for
Investors
Bonus Secret #2:
Portfolio Loan Secrets
It's a TON of content! And it's all up to
date and fresh for 2009. In fact, we're on the 4th
edition and when you buy today you will
automatically receive FREE updates for as long as I
live.
And what's even better is that the information
is ready and waiting for you RIGHT NOW. This is an
immediate download so you can dig in immediately! In less
than TWO MINUTES you could be kissing all of your
investor financing problems "goodbye" forever.
My
Pain is Your
Gain
I've spent
countless hours researching, testing and learning how to
finance investment properties. My pain is your gain. You
will avoid the costly mistakes I've made during my
learning process and save a ton of time, money
and embarrassment.
Here's
What You Get
The Mortgage
Secrets for Real Estate Investors Audio Package that
includes 46 audio
secrets.
A professionally designed
PDF transcript of ALL of the entire audio
package.
AND you
get 30 minutes of personal consultation with me. A
full-on 30 minute "pick my brain" session. You can ask me
anything you want - run a deal by me, whatever. It's your
30 minutes.
If I were to
consult with you personally for 30 minutes, I would
charge you $125. Yes, I
really do charge $250 per hour for consulting. So why am
I giving this away for free? Because I know that any
investor who gets some extra help and really starts to
understand financing is going to be a successful
investor. Its an excellent way for you to receive
expert guidance C especially if
youre a brand new investor or on a tight
budget.
But Im not going
to charge you anywhere near that. In fact I've
priced this Mortgage Secrets for Real Estate
Investors audio package at
a ridiculously low price of
only $97 $47.
And when you order right now, youre
going to get these incredible bonuses absolutely
free, on top of the priceless
information contained in Mortgage Secrets for Real Estate
Investors:
|
Free
Bonus #1:
30
minute personal phone
consultation30 minutes of my
undivided
attention and assistance
for any and all of your real estate
investing and finance questions and
concerns. Your chance to take advantage
of my experience and knowledge and to
gain even more tips and techniques
specific to your particular real estate
situation.
A
$125 value!
Free Bonus
#2: You Only Live Once - Seven
Easy Steps to Creating the Life You Want and
the Success You Truly
Deserve e-book. This workbook
gets you on the right path and in the right
mindset for successin real estate
investing!
Free
Bonus #3: FREE Mortgage Secrets
updates for as long as I
live.
Priceless!
More than $300
JUST IN
BONUSES!

|
You Take No Risk
- 60 Day Money Back
Guarantee

If youre not
completely convinced that Mortgage Secrets for Real Estate
Investors will increase your profits by
thousands... or if you
decide Mortgage
Secrets for Real Estate Investors cant help you effortlessly
finance your real estate investments...just let me
know. Well refund every penny youve paid and you can
keep the entire package.
What to do
next
To claim your copy of the Mortgage Secrets for
Real Estate Investors Audio Package right now
simply have your credit card ready and click on the orange
button below.
You will be taken instantly to our 100% secure
online order form. Fill out the short form and in just 2
short minutes your copy of Mortgage Secrets for Real
Estate Investors will be on the way.
Your free bonuses will also be included in this same
package. Click the orange button below to get started
now!


The next move is up to you. Ive shown
you that Mortgage Secrets for Real Estate Investors is as
risk-free as an offer can come. You and I both know that
if youve read this far in the letter, youre seriously
interested in learning how to effortlessly finance your
real estate and protect your profits. All you have left
to do now is to take
action.
All the best,

Susan
Lassiter-Lyons
Mortgage Secrets for Real Estate
Investors
P.S. With the current state of
this unpredictable market, can you really afford to make
mistakes? This information is completely current for 2009 so
you can get your deals financed
NOW.
|
Hi Susan, Your ebook is excellent. I spent several
years in the mortgage business and therefore
thought that I knew it all, but it contains plenty
of material new to me. |
|
|
| Bob Patten |
|
Hi Susan, Your book is excellent, thank you very
much for putting it together! I read it this
evening. I'm actually going through your Case Study
#6. I have a house under contract, and the
appraisal came back to the lender as subject-to
several repairs. I'd never heard of this before! My
concern was the same as your client's...spending
money to fix a property I don't own, since it is
being sold as-is and the seller isn't repairing
anything.
This is my first investment property and I'm
hoping to purchase at least 1 or 2 more this
year. I'll be in touch with you regarding
future financing.
|
|
|
| Aly |
Hi Susan, Definitely "land mines" to be aware of
that could be the difference between making a
profit or not & getting into a poorly financed
or underfinanced deal. Excellent guidelines to
adopt in your real estate investment pursuits.
THANKS for the tips..I will apply them
"diligently"!
|
|
|
| Drew Marshall |
|